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A glance at a recent events report on a world news website will prove the importance of preparing for a natural disaster: hurricanes flood Louisiana, wild fires rampage California, tsunami warnings are given in the Philippines, and Costa Rica is rocked with a 7.6 earthquake--and this all occurred in the past week. Most Americans over the age of ten recognize the devastating impact that natural disasters can wreck on human beings; however, even those who recall the destruction caused by 2005's hurricane Katrina or 2011's tsunami in Japan can still be caught unaware when nature strikes.


In-line with next month's Great California Shakeout, which takes place on October 18th at 10: 18 a.m., here are a few tips for emergency preparation. While not all the effects of natural disasters can be avoided or prepared for, some precautions can be taken to minimize the devastation of these events.


*Heed warnings. Although some natural disasters, such as earthquakes, strike suddenly, many can be anticipated. Flood, tornado, tsunami, and hurricane warnings are often delivered by websites or local television news stations, thus it is useful to regularly check these mediums when weather starts to get a little fickle. Additionally, with the rise of technology, extreme weather warnings are now often delivered directly to your cell phone, making it easier to stay up-to-date on what Mother Nature has planned. In any case, if you are notified of extreme weather in your area, take precautions and follow all instructions about evacuations and avoid dangerous areas and activities.


*Keep a basic survival kit on hand. Because most adults spend their days in a variety of locations, shuffling between working, driving, and home-life, it is wise to have a few survival kits: one for the car, one for the desk, and one for the home. FEMA suggests that a kit should include first aid items--such as medications, pain relievers, bandages, antiseptic wipes, and ointments--a flash light, extra batteries, matches, a whistle, a mask, tape, local maps, garbage bags, moist towelettes, a manual can opener, a cell phone charger, and a battery powered or hand cranked radio.


*Store a surplus of non-perishable food and water in a secure and easily accessible place in your home, workplace, and car. FEMA suggests that each individual keeps a three day supply of food and water (three gallons of water) in each location in case of an emergency. Because refrigeration may not be available, these foods should be non-perishable, such as canned goods.

 
*Have an evacuation plan. It is common that individuals get stuck in their homes or workplace for an extended amount of time after a natural disaster due to a lack of an evacuation plan. Each home, workplace, and region is different, thus there isn't a one-size-fits-all approach to evacuation plans. For information on how to construct an emergency evacuation plan that meets your individual needs, visit FEMA's website.

Among the many devastating effects of a natural disaster, financial hardships often occur. While the government provides assistance for the victims of natural disasters, these victims are still among the most susceptible to filing bankruptcy. To ensure your financial health post-disaster, check your insurance policies to make sure that your home, car, and health are protected. Additionally, it is important to plan ahead for unexpected costs by maintaining a regular savings account. In cases where there are no other financial options, taking out a short-term payday loan or cash advance may be an option.
 
 

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